The 2000-2005 World Outlook for Accident & Health Insurance and Medical Service Plans Sold by Life Insurance Companies (Strategic Planning Series)

The 2000-2005 World Outlook for Accident & Health Insurance and Medical Service Plans Sold by Life Insurance Companies ...

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The 2000-2005 World Outlook for Accident & Health Insurance and Medical Service Plans Sold by Life Insurance Companies

www.icongroupedition.com

Ó2002 Icon Group Ltd.

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COPYRIGHT NOTICE ISBN: 0-7576-5424-X

All of Icon Group Ltd. publications are copyrighted. Copying our publications in whole or in part, for whatever reason, is a violation of copyrights laws and can lead to penalties and fines. Should you want to copy tables, graphs or other materials from our publications, please contact us to request permission. Icon Group Ltd. often grants permission for very limited reproduction of our publications for internal use, press releases, and academic research. Such reproduction requires, however, confirmed permission from Icon Group Ltd. Please read the full copyright notice, disclaimer, and user agreement provisions at the end of this report.

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About Icon Group Ltd. Icon Group Ltd.’s primary mission is to assist managers with their international information needs using forwardlooking economic analysis. Icon Group has field offices in San Diego, Paris, Singapore, Hong Kong and Lomé, Togo (West Africa). Icon Group has published hundreds of multi-client databases, and global/regional market data, industry and country publications. Global/Regional Management Studies. Summarizing over 210 countries, management studies are generally organized into regional volumes and cover key management functions. The human resource series covers minimum wages, child labor, unionization and collective bargaining. The international law series covers media control and censorship, search and seizure, and trial justice and punishment. The diversity management series covers a variety of environmental context drivers that effect global operations. These include women’s rights, children’s rights, discrimination/racism, and religious forces and risks. Global strategic planning studies cover economic risk assessments, political risk assessments, foreign direct investment strategy, intellectual property strategy, and export strategy. Financial management studies cover taxes and tariffs. Global marketing studies focus on target segments (e.g. seniors, children, women) and strategic marketing planning. Country Studies: Often managers need an in-depth, yet broad and up-to-date understanding of a country’s strategic market potential and situation before the first field trip or investment proposal. Covering over 190 countries, each study consists of forward-looking analysis, statistics, forecasts, and information of relevance to managers. The studies are continually updated to ensure that the reports have the most relevant information available. In addition to raw information, the reports provide relevant analyses which put a more general perspective on a country (seen in the context of relative performance vis-à-vis benchmarks). Industry & Trade Studies: Companies are racing to become more international, if not global in their strategies. For over 2000 product/industry categories, these reports give the reader a concise summary of latent market forecasts, pro-forma financials, import competition profiles, key references and trends across 200 countries of the world. Some reports focus on a particular product and region (up to four regions per product), while others focus on a product within a particular country. Intranet Subscriptions: Icon Group Ltd. now offers full intranet subscriptions which brings millions of dollars of high-end global market research to the manager’s personal computer. For more information, please contact Icon Group via our web site: www.icongroupedition.com, or please email: [email protected]. In addition to these reports, Icon Group publishes similar studies for other product categories, issue areas, regions of the world, countries, cities and states (in the case of the United States). If you wish to receive a report that is customized or addressing a particular issue, feel free to contact Icon Group: Icon Group Customer Service 4370 La Jolla Village Drive, Fourth Floor San Diego, CA 92122 USA Tel: 858-546-4340 Fax: 858-546-4341 Email: [email protected] URL: www.icongroupedition.com Note: as statements and statistics in this report are forward-looking, the reader needs to read the last chapter for disclaimers and user agreement provisions. www.icongroupedition.com


Contents

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Table of Contents 1

INTRODUCTION

1.1 1.2 1.3 2

10

Overview 10 Market Potential Estimation Methodology 10 The Worldwide Market Potential for Accident & health insurance and medical service plans sold by life insurance companies 12

AFRICA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 14

2.1 2.2 2.3 2.4 2.5 2.6 2.7 2.8 2.9 2.10 2.11 2.12 2.13 2.14 2.15 2.16 2.17 2.18 2.19 2.20 2.21 2.22 2.23 2.24 2.25 2.26 2.27 2.28 2.29 2.30 2.31 2.32 2.33 2.34 2.35

Executive Summary Algeria Angola Benin Botswana Burkina Faso Burundi Cameroon Cape Verde Central African Republic Chad Comoros Congo (formerly Zaire) Djibouti Egypt Equatorial Guinea Eritrea Ethiopia Gabon Ghana Guinea Guinea-Bissau Ivory coast Kenya Lesotho Liberia Libya Madagascar Malawi Mali Mauritania Mauritius Morocco Mozambique Namibia


14 16 16 17 17 18 18 19 19 20 20 21 21 22 22 23 23 24 24 25 25 26 26 27 27 28 28 29 29 30 30 31 31 32 32 Ó2002 Icon Group Ltd.

Contents

2.36 2.37 2.38 2.39 2.40 2.41 2.42 2.43 2.44 2.45 2.46 2.47 2.48 2.49 2.50 2.51 2.52 2.53 3

Niger Nigeria Republic of Congo Rwanda Sao Tome E Principe Senegal Sierra Leone Somalia South Africa Sudan Swaziland Tanzania The Gambia Togo Tunisia Uganda Zambia Zimbabwe

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33 33 34 34 35 35 36 36 37 37 38 38 39 39 40 40 41 41

ASIA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 42

3.1 3.2 3.3 3.4 3.5 3.6 3.7 3.8 3.9 3.10 3.11 3.12 3.13 3.14 3.15 3.16 3.17 3.18 3.19 3.20 3.21 3.22 3.23 3.24

Executive Summary Bangladesh Bhutan Brunei Burma Cambodia China Hong Kong India Indonesia Japan Laos Macau Malaysia Maldives Mongolia Nepal North Korea Papua New Guinea Philippines Seychelles Singapore South Korea Sri Lanka


42 44 44 45 45 46 46 47 47 48 48 49 49 50 50 51 51 52 52 53 53 54 54 55 Ó2002 Icon Group Ltd.

Contents

3.25 3.26 3.27 4

Taiwan Thailand Vietnam

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55 56 56

EUROPE: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 57

4.1 4.2 4.3 4.4 4.5 4.6 4.7 4.8 4.9 4.10 4.11 4.12 4.13 4.14 4.15 4.16 4.17 4.18 4.19 4.20 4.21 4.22 4.23 4.24 4.25 4.26 4.27 4.28 4.29 4.30 4.31 4.32 4.33 4.34 4.35 4.36 4.37 4.38 4.39

Executive Summary Albania Andorra Austria Belarus Belgium Bosnia and Herzegovina Bulgaria Croatia Cyprus Czech Republic Denmark Estonia Finland France Georgia Germany Greece Hungary Iceland Ireland Italy Kazakhstan Latvia Liechtenstein Lithuania Luxembourg Macedonia Malta Moldova Monaco Netherlands Norway Poland Portugal Romania Russia Serbia and Montenegro Slovakia


57 59 59 60 60 61 61 62 62 63 63 64 64 65 65 66 66 67 67 68 68 69 69 70 70 71 71 72 72 73 73 74 74 75 75 76 76 77 77 Ó2002 Icon Group Ltd.

Contents

4.40 4.41 4.42 4.43 4.44 4.45 5

78 78 79 79 80 80

LATIN AMERICA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 81

5.1 5.2 5.3 5.4 5.5 5.6 5.7 5.8 5.9 5.10 5.11 5.12 5.13 5.14 5.15 5.16 5.17 5.18 5.19 5.20 5.21 6

Slovenia Spain Sweden Switzerland Ukraine United Kingdom

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Executive Summary Argentina Belize Bolivia Brazil Chile Colombia Costa Rica Ecuador El Salvador Guatemala Guyana Honduras Mexico Nicaragua Panama Paraguay Peru Suriname Uruguay Venezuela

81 83 83 84 84 85 85 86 86 87 87 88 88 89 89 90 90 91 91 92 92

NORTH AMERICA & THE CARIBBEAN: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 93

6.1 6.2 6.3 6.4 6.5 6.6 6.7 6.8 6.9 6.10 6.11 6.12

Executive Summary Antigua and Barbuda Bahamas Barbados Bermuda Canada Cuba Dominica Dominican Republic Grenada Haiti Jamaica


93 95 95 96 96 97 97 98 98 99 99 100 Ó2002 Icon Group Ltd.

Contents

6.13 6.14 6.15 6.16 6.17 6.18 6.19 7

100 101 101 102 102 103 103

OCEANA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 104

7.1 7.2 7.3 7.4 7.5 7.6 7.7 7.8 7.9 7.10 7.11 7.12 7.13 7.14 8

Martinique Netherlands Antilles St. Kitts and Nevis St. Lucia St. Vincent and the Grenadines Trinidad and Tobago United States

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Executive Summary American Samoa Australia Fiji Kiribati Marshall Islands Micronesia Federation Nauru New Zealand Palau Solomon Islands Tonga Tuvalu Vanuatu

104 105 106 106 107 107 108 108 109 109 110 110 111 111

THE MIDDLE EAST: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 112

8.1 8.2 8.3 8.4 8.5 8.6 8.7 8.8 8.9 8.10 8.11 8.12 8.13 8.14 8.15 8.16 8.17 8.18

Executive Summary Afghanistan Armenia Azerbaijan Bahrain Iran Iraq Israel Jordan Kuwait Kyrgyzstan Lebanon Oman Pakistan Qatar Saudi Arabia Syrian Arab Republic Tajikistan


112 114 114 115 115 116 116 117 117 118 118 119 119 120 120 121 121 122 Ó2002 Icon Group Ltd.

Contents

8.19 8.20 8.21 8.22 8.23 9

Turkey Turkmenistan United Arab Emirates Uzbekistan Yemen

122 123 123 124 124

DISCLAIMERS, WARRANTEES, AND USER AGREEMENT PROVISIONS

9.1 9.2

Disclaimers & Safe Harbor Icon Group Ltd. User Agreement Provisions


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125

125 126


Accident & Health Insurance and Medical Service Plans Sold by Life Insurance Companies

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1 INTRODUCTION 1.1 OVERVIEW The liberalization of markets has lead to record levels of international investments. Icon Group’s primary mission is to assist international managers to better plan and implement strategies in a global economy. It does so by providing various specialized industry reports, databases, publications and services to its clients. This report is one of many published by Icon Group Ltd. to assist executives and planners in monitoring and analyzing world markets. In addition to industry-specific studies, Icon Group Ltd.’s reports cover human resources management, export strategies, investment strategies, entry & marketing strategies, political and economic risk assessments and legal trends (e.g., intellectual property, licensing, and corruption). This report covers the world outlook for accident & health insurance and medical service plans sold by life insurance companies across 235 countries. For each year reported, the estimates are given for the latent demand for the country in question. Icon Group uses a number of proprietary econometric models which project economic changes within each country and across countries. From there, market potential estimates are created. The units used in this report are: US $ mln. As shown in the report, the market potential for accident & health insurance and medical service plans sold by life insurance companies is expected to reach $144,948.26 million by 2005. The distribution of the world market, however, will not be evenly distributed across regions. Europe will be the largest market with $52,340.37 million or 36.11 percent, followed by North America & the Caribbean with $40,798.60 million or 28.15 percent, and then Asia with $31,370.16 million or 21.64 percent of the world market. In essence, if a firm targets these top 3 regions, they cover come 85.9 percent of the world wide demand for accident & health insurance and medical service plans sold by life insurance companies.

1.2 MARKET POTENTIAL ESTIMATION METHODOLOGY Icon Group uses a number of methodologies to create market potential estimates for products and services across markets, whether at the level of a region, country, or city. In this report, two modelling approaches are used. The first involves modelling the economic fundamentals of each market over time. This is based on standard models of economic growth (e.g. focussing on growth of income, or gross domestic product per capita). The second approach is more subtle. The second approach involves collecting information on the market size or market potential for the particular product or service in question, typically in national currency, and translating these into a common currency. Icon Group uses the U.S. dollar as its common currency across markets. For some categories and markets, basic demand indicators are reported in national statistics, as is mostly the case for the United States and other developed markets. In most of the www.icongroupedition.com



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world’s 230 countries, however, few statistics are available. For these, Icon Group uses econometric models to estimate these markets, and forecast these over time. As true for all forward-looking economic forecasts, certain critical assumptions must be made. Two types of assumptions are made for the models used in this report. The first type covers the socioeconomic and global environment. In essence, Icon Group assumes that dynamics seen in the past are likely to continue in the future, without major discontinuous changes. For example, if a city, country or region has not seen civil strife, major recessions, or substantial foreign exchange or currency changes, this is assumed to be the case over the forecast period. Likewise, the worldwide demand is foreseen to progress in a fashion similar to that seen in historical figures, based on aggregated data collected at the national level. The extent to which these assumptions are violated in the future will surely affect the accuracy of the forecasts presented here. The second type of assumption is of greater importance, especially for those markets where insufficient local information is reported in the public domain, or in markets where there is higher uncertainty. Here, we use cross-country econometric models of demand, often called a crosssectional pooled time series models with varying parameters. In simple terms, we assume an underlying consumption function that is allowed to vary over time and across geographic markets. Economists have long proposed various consumption functions. These include John Maynard Keynes, Simon Kuznets, Irving Fisher, Franco Modigliani, Albert Ando, Richard Brumberg, and Milton Friedman. Across these, and other authors, the consumption of a product (as opposed to the amount produced) is foreseen to vary depending on a number of local factors and the time frame that one considers (short-, medium- and long-run). In general, the variance of the market potential across markets is foreseen to be a function of variances in income, wealth, interest rates, expected future income, and a variety of exogenous factors, including geography and culture. Icon Group forecasts primarily rely on non-cultural economic factors in modelling cross-market demand, for a given product or service. We also model the market potential using a consumption function which assumes a constant average propensity to consume in the long run (i.e. as incomes rise, average consumption rates do not fall, as earlier argued by Keynes). Once the cross-market model of demand is specified, it is combined with the local economic models described above. As in all econometric exercises, the lack of local market figures in the public domain results in estimation errors. Furthermore, many intervening factors may arise over time that can materially affect the accuracy of the forecasts, including changes in local economic conditions, changes in political regimes, improvements in primary data, and currency fluctuations, among other factors. As the estimates and forecasts reported here are forwardlooking and subject to assumption-induced errors, you are asked to read the caveats and disclaimers at the end of this report.




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1.3 THE WORLDWIDE MARKET POTENTIAL FOR ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES Worldwide Market Potential for Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): 2000 Region

Latent Demand US $ mln

% of Globe

_________________________________________________________________________________________________________

Europe North America & the Caribbean Asia Latin America Middle East Africa Oceana Total

45,589 34,315 26,887 6,672 6,541 2,744 1,851 124,598

36.6 27.5 21.6 5.4 5.2 2.2 1.5 100.0

_________________________________________________________________________________________________________

Source: Icon Group Ltd., copyright 2000, www.icongroupedition.com

Worldwide Market Potential for Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): 2000

Asia

North America & the Caribbean

Latin America Other Europe




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World Market for Accident & health insurance and medical service plans sold by life insurance companies: 1995 - 2005 Year

World Market US $ mln

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

120,444.12 123,689.04 120,832.82 121,500.26 123,003.86 124,834.76 128,370.68 132,303.42 136,373.70 140,586.82 144,948.26

_________________________________________________________________________________________________________

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2 AFRICA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 2.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Africa (US $ mln): 2000 Country


% of Africa

642 332 239 187 169 148 84 82 65 62 57 57 56 41 40 38 38 36 34 32 22 21 19 18 17 207 2,744

23.23% 12.02% 8.64% 6.77% 6.12% 5.34% 3.03% 2.95% 2.36% 2.23% 2.06% 2.05% 2.01% 1.48% 1.43% 1.38% 1.35% 1.28% 1.24% 1.14% 0.79% 0.75% 0.69% 0.66% 0.62% 8.28% 100.00%

_________________________________________________________________________________________________________

South Africa Algeria Egypt Nigeria Libya Morocco Tunisia Cameroon Sudan Ivory coast Angola Kenya Congo (formerly Zaire) Tanzania Ghana Ethiopia Zimbabwe Senegal Uganda Gabon Botswana Zambia Burkina Faso Madagascar Guinea Other Total

_________________________________________________________________________________________________________





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Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Africa (US $ mln): 2000 Egypt

Nigeria

Algeria

Other South Africa

The Market for Accident & health insurance and medical service plans sold by life insurance companies in Africa: 1995 - 2005 Year

US $ mln

% of Globe

2,767.74 2,809.99 2,740.33 2,735.20 2,744.85 2,764.17 2,840.10 2,927.96 3,018.87 3,112.91 3,210.22

2.30 2.27 2.27 2.25 2.23 2.21 2.21 2.21 2.21 2.21 2.21

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





2.2

16

ALGERIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Algeria 1995 - 2005

Year

Algeria

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

339 343 333 331 331 332 342 354 367 380 393

12.24% 12.20% 12.15% 12.10% 12.05% 12.02% 12.05% 12.10% 12.15% 12.19% 12.24%

0.28% 0.27% 0.27% 0.27% 0.26% 0.26% 0.26% 0.26% 0.26% 0.27% 0.27%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.3

ANGOLA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Angola 1995 - 2005

Year

Angola

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

59 60 58 57 57 57 59 61 64 66 68

2.13% 2.11% 2.10% 2.09% 2.07% 2.06% 2.07% 2.09% 2.10% 2.11% 2.13%

0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.04% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





2.4

17

BENIN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Benin 1995 - 2005

Year

Benin

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

13 13 13 13 13 13 13 14 14 15 16

0.48% 0.47% 0.47% 0.46% 0.45% 0.45% 0.45% 0.46% 0.47% 0.47% 0.48%

0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.01% 0.01%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.5

BOTSWANA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Botswana 1995 - 2005

Year

Botswana

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

21 22 21 21 22 22 22 23 23 24 25

0.76% 0.77% 0.77% 0.78% 0.79% 0.79% 0.79% 0.78% 0.77% 0.77% 0.76%

0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%

_________________________________________________________________________________________________________

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2.6

18

BURKINA FASO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Burkina Faso 1995 - 2005

Year

Burkina Faso

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

20 20 19 19 19 19 20 21 21 22 23

0.71% 0.70% 0.70% 0.70% 0.69% 0.69% 0.69% 0.70% 0.70% 0.70% 0.71%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.7

BURUNDI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Burundi 1995 - 2005

Year

Burundi

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

7 7 7 7 7 7 7 8 8 8 8

0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.8

19

CAMEROON Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Cameroon 1995 - 2005

Year

Cameroon

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

80 82 80 80 81 82 84 86 88 91 93

2.89% 2.90% 2.91% 2.93% 2.94% 2.95% 2.94% 2.93% 2.92% 2.90% 2.89%

0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.9

CAPE VERDE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Cape Verde 1995 - 2005

Year

Cape Verde

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.10 CENTRAL AFRICAN REPUBLIC Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Central African Republic 1995 - 2005 Year

Central African Republic

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 8 8 9 9 9

0.28% 0.28% 0.28% 0.28% 0.27% 0.27% 0.27% 0.28% 0.28% 0.28% 0.28%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.11 CHAD Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Chad 1995 - 2005 Year

Chad

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 8 8 9 9 9

0.29% 0.28% 0.28% 0.28% 0.28% 0.28% 0.28% 0.28% 0.28% 0.28% 0.28%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.12 COMOROS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Comoros 1995 - 2005 Year

Comoros

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.06% 0.00% 0.00% 0.00% 0.00% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.13 CONGO (FORMERLY ZAIRE) Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Congo (formerly Zaire) 1995 - 2005 Year

Congo (formerly Zaire)

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

49 51 51 53 54 56 56 57 57 57 57

1.78% 1.83% 1.87% 1.92% 1.97% 2.01% 1.98% 1.93% 1.88% 1.83% 1.78%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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22

2.14 DJIBOUTI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Djibouti 1995 - 2005 Year

Djibouti

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

3 3 3 3 3 3 3 3 3 3 3

0.10% 0.10% 0.10% 0.10% 0.11% 0.11% 0.11% 0.10% 0.10% 0.10% 0.10%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.15 EGYPT Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Egypt 1995 - 2005 Year

Egypt

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

247 249 241 239 238 239 247 256 266 275 286

8.91% 8.85% 8.80% 8.74% 8.68% 8.64% 8.68% 8.74% 8.79% 8.85% 8.90%

0.20% 0.20% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19%

_________________________________________________________________________________________________________

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2.16 EQUATORIAL GUINEA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Equatorial Guinea 1995 - 2005 Year

Equatorial Guinea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.03% 0.00% 0.00% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.03%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.17 ERITREA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Eritrea 1995 - 2005 Year

Eritrea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

3 3 2 2 2 2 2 3 3 3 3

0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.09%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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2.18 ETHIOPIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ethiopia 1995 - 2005 Year

Ethiopia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

38 39 38 38 38 38 39 41 42 43 45

1.38% 1.38% 1.38% 1.38% 1.38% 1.38% 1.38% 1.38% 1.38% 1.38% 1.38%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.03% 0.00%

_________________________________________________________________________________________________________

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2.19 GABON Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Gabon 1995 - 2005 Year

Gabon

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

31 32 31 31 31 32 32 33 34 35 36

1.12% 1.13% 1.13% 1.13% 1.14% 1.14% 1.14% 1.13% 1.13% 1.13% 1.12%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





25

2.20 GHANA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ghana 1995 - 2005 Year

Ghana

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

42 42 41 40 40 40 41 43 45 47 49

1.51% 1.50% 1.48% 1.46% 1.45% 1.43% 1.45% 1.46% 1.48% 1.50% 1.51%

0.00% 0.00% 0.00% 0.03% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.21 GUINEA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Guinea 1995 - 2005 Year

Guinea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

18 18 17 17 17 17 18 18 19 20 21

0.64% 0.63% 0.63% 0.63% 0.62% 0.62% 0.62% 0.63% 0.63% 0.63% 0.64%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.01% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





26

2.22 GUINEA-BISSAU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Guinea-Bissau 1995 - 2005 Year

Guinea-Bissau

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.23 IVORY COAST Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ivory coast 1995 - 2005 Year

Ivory coast

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

65 66 63 62 62 62 64 67 70 73 76

2.36% 2.33% 2.30% 2.28% 2.25% 2.23% 2.25% 2.28% 2.30% 2.33% 2.35%

0.00% 0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





27

2.24 KENYA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Kenya 1995 - 2005 Year

Kenya

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

60 60 58 57 57 57 59 62 64 67 70

2.17% 2.14% 2.12% 2.10% 2.07% 2.05% 2.07% 2.10% 2.12% 2.14% 2.17%

0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.25 LESOTHO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Lesotho 1995 - 2005 Year

Lesotho

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

7 7 6 6 6 6 6 7 7 8 8

0.25% 0.24% 0.23% 0.22% 0.21% 0.21% 0.21% 0.22% 0.23% 0.24% 0.25%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





28

2.26 LIBERIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Liberia 1995 - 2005 Year

Liberia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

7 7 7 7 7 7 7 7 7 8 8

0.23% 0.24% 0.24% 0.24% 0.25% 0.25% 0.25% 0.24% 0.24% 0.24% 0.23%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.27 LIBYA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Libya 1995 - 2005 Year

Libya

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

158 163 161 163 166 169 172 175 178 181 183

5.70% 5.79% 5.87% 5.96% 6.05% 6.12% 6.05% 5.97% 5.88% 5.79% 5.71%

0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.12% 0.12%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





29

2.28 MADAGASCAR Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Madagascar 1995 - 2005 Year

Madagascar

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

18 19 18 18 18 18 19 19 20 21 21

0.66% 0.66% 0.66% 0.66% 0.66% 0.66% 0.66% 0.66% 0.66% 0.66% 0.66%

0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.29 MALAWI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Malawi 1995 - 2005 Year

Malawi

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

13 13 12 12 12 12 12 13 14 14 15

0.47% 0.46% 0.45% 0.44% 0.42% 0.42% 0.42% 0.44% 0.45% 0.46% 0.47%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





30

2.30 MALI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mali 1995 - 2005 Year

Mali

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

16 17 16 16 16 17 17 17 18 19 19

0.59% 0.59% 0.59% 0.59% 0.59% 0.59% 0.59% 0.59% 0.59% 0.59% 0.59%

0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.31 MAURITANIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mauritania 1995 - 2005 Year

Mauritania

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

7 7 7 7 7 7 7 7 7 8 8

0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24% 0.24%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





31

2.32 MAURITIUS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mauritius 1995 - 2005 Year

Mauritius

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

15 16 15 15 15 15 16 16 17 17 18

0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55% 0.55%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.33 MOROCCO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Morocco 1995 - 2005 Year

Morocco

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

132 137 137 140 144 148 149 150 151 152 153

4.75% 4.87% 4.99% 5.11% 5.24% 5.34% 5.25% 5.12% 5.00% 4.88% 4.77%

0.10% 0.11% 0.11% 0.11% 0.11% 0.11% 0.11% 0.11% 0.11% 0.10% 0.10%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





32

2.34 MOZAMBIQUE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mozambique 1995 - 2005 Year

Mozambique

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

9 9 9 10 10 10 10 10 10 11 11

0.33% 0.33% 0.34% 0.34% 0.35% 0.36% 0.35% 0.34% 0.34% 0.33% 0.33%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.35 NAMIBIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Namibia 1995 - 2005 Year

Namibia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

12 12 11 11 11 11 11 12 12 13 13

0.41% 0.40% 0.40% 0.39% 0.39% 0.38% 0.38% 0.39% 0.40% 0.40% 0.41%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





33

2.36 NIGER Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Niger 1995 - 2005 Year

Niger

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

17 17 16 16 16 15 16 17 18 18 19

0.60% 0.59% 0.58% 0.57% 0.56% 0.55% 0.56% 0.57% 0.58% 0.59% 0.60%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.37 NIGERIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Nigeria 1995 - 2005 Year

Nigeria

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

187 190 186 185 186 187 192 198 204 211 217

6.76% 6.76% 6.77% 6.77% 6.77% 6.77% 6.77% 6.77% 6.77% 6.76% 6.76%

0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.14% 0.14% 0.14% 0.14% 0.14%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





34

2.38 REPUBLIC OF CONGO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Republic of Congo 1995 - 2005 Year

Republic of Congo

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

15 15 15 15 15 15 15 16 16 17 17

0.54% 0.54% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.53% 0.54% 0.54%

0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.01% 0.00% 0.01% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.39 RWANDA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Rwanda 1995 - 2005 Year

Rwanda

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

12 13 13 13 13 14 14 14 14 14 14

0.44% 0.45% 0.46% 0.47% 0.48% 0.48% 0.48% 0.47% 0.46% 0.45% 0.44%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





35

2.40 SAO TOME E PRINCIPE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Sao Tome E Principe 1995 - 2005 Year

Sao Tome E Principe

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 0 0 0 0

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.41 SENEGAL Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Senegal 1995 - 2005 Year

Senegal

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

37 37 36 36 36 36 37 38 40 41 43

1.34% 1.33% 1.31% 1.30% 1.29% 1.28% 1.29% 1.30% 1.31% 1.33% 1.34%

0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





36

2.42 SIERRA LEONE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Sierra Leone 1995 - 2005 Year

Sierra Leone

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

7 7 7 7 8 8 8 8 8 8 8

0.25% 0.26% 0.26% 0.27% 0.27% 0.28% 0.27% 0.27% 0.26% 0.26% 0.25%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.43 SOMALIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Somalia 1995 - 2005 Year

Somalia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 9 9 9 9 10

0.29% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.30% 0.29%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





37

2.44 SOUTH AFRICA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): South Africa 1995 - 2005 Year

South Africa

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

652 660 642 639 639 642 661 684 707 731 756

23.56% 23.49% 23.43% 23.36% 23.29% 23.23% 23.28% 23.35% 23.42% 23.49% 23.55%

0.54% 0.53% 0.53% 0.52% 0.51% 0.51% 0.51% 0.51% 0.51% 0.52% 0.52%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.45 SUDAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Sudan 1995 - 2005 Year

Sudan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

61 63 63 63 64 65 67 68 69 70 71

2.21% 2.25% 2.28% 2.31% 2.34% 2.36% 2.34% 2.31% 2.28% 2.25% 2.22%

0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





38

2.46 SWAZILAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Swaziland 1995 - 2005 Year

Swaziland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

5 6 5 5 5 5 6 6 6 6 6

0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19% 0.19%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.47 TANZANIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Tanzania 1995 - 2005 Year

Tanzania

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

41 42 41 41 41 41 42 44 45 46 48

1.48% 1.48% 1.48% 1.48% 1.48% 1.48% 1.48% 1.48% 1.48% 1.48% 1.48%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





39

2.48 THE GAMBIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): The Gambia 1995 - 2005 Year

The Gambia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.49 TOGO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Togo 1995 - 2005 Year

Togo

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

10 10 10 10 9 9 10 10 11 11 12

0.36% 0.35% 0.35% 0.34% 0.34% 0.33% 0.34% 0.34% 0.35% 0.35% 0.36%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





40

2.50 TUNISIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Tunisia 1995 - 2005 Year

Tunisia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

87 88 85 84 84 84 87 90 94 97 101

3.15% 3.12% 3.10% 3.07% 3.05% 3.03% 3.05% 3.07% 3.10% 3.12% 3.15%

0.00% 0.00% 0.00% 0.06% 0.00% 0.00% 0.06% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.51 UGANDA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Uganda 1995 - 2005 Year

Uganda

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

38 37 36 35 35 34 36 38 39 41 43

1.35% 1.33% 1.30% 1.28% 1.26% 1.24% 1.26% 1.28% 1.30% 1.32% 1.35%

0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





41

2.52 ZAMBIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Zambia 1995 - 2005 Year

Zambia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

20 20 20 20 21 21 21 22 22 22 23

0.71% 0.72% 0.73% 0.74% 0.75% 0.75% 0.75% 0.74% 0.73% 0.72% 0.71%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


2.53 ZIMBABWE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Zimbabwe 1995 - 2005 Year

Zimbabwe

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

35 36 35 36 37 38 38 39 39 40 40

1.24% 1.27% 1.29% 1.31% 1.33% 1.35% 1.33% 1.31% 1.29% 1.27% 1.25%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





42

3 ASIA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 3.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Asia (US $ mln): 2000 Country


% of Asia

16,562 2,594 1,792 1,518 1,069 692 580 426 313 303 238 208 168 133 96 46 44 22 22 21 15 15 7 2 2 1 26,887

61.59% 9.64% 6.66% 5.64% 3.97% 2.57% 2.15% 1.58% 1.16% 1.12% 0.88% 0.77% 0.62% 0.49% 0.35% 0.17% 0.16% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.48% 100.00%

_________________________________________________________________________________________________________

Japan China India South Korea Taiwan Indonesia Thailand Hong Kong Malaysia Philippines Singapore Burma North Korea Bangladesh Vietnam Sri Lanka Brunei Papua New Guinea Mongolia Nepal Cambodia Macau Laos Seychelles Bhutan Other Total

_________________________________________________________________________________________________________





43

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Asia (US $ mln): 2000 China India South Korea

Japan

Other

The Market for Accident & health insurance and medical service plans sold by life insurance companies in Asia: 1995 - 2005 Year

US $ mln

% of Globe

27,051.19 27,426.83 26,716.65 26,640.31 26,712.62 26,887.15 27,639.06 28,516.39 29,429.52 30,380.16 31,370.16

22.46 22.17 22.11 21.93 21.72 21.54 21.53 21.55 21.58 21.61 21.64

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





3.2

44

BANGLADESH Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bangladesh 1995 - 2005

Year

Bangladesh

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

139 140 135 134 133 133 137 143 149 155 161

0.51% 0.50% 0.50% 0.50% 0.49% 0.49% 0.49% 0.50% 0.50% 0.50% 0.51%

0.11% 0.11% 0.11% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.11% 0.11%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.3

BHUTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bhutan 1995 - 2005

Year

Bhutan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





3.4

45

BRUNEI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Brunei 1995 - 2005

Year

Brunei

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

44 44 43 43 44 44 45 47 48 49 51

0.16% 0.16% 0.16% 0.16% 0.16% 0.16% 0.16% 0.16% 0.16% 0.16% 0.16%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.03% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.5

BURMA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Burma 1995 - 2005

Year

Burma

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

226 225 216 212 209 208 216 227 238 249 261

0.83% 0.82% 0.80% 0.79% 0.78% 0.77% 0.78% 0.79% 0.80% 0.81% 0.83%

0.18% 0.18% 0.17% 0.17% 0.16% 0.16% 0.16% 0.17% 0.17% 0.17% 0.18%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





3.6

46

CAMBODIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Cambodia 1995 - 2005

Year

Cambodia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

17 17 16 16 15 15 16 17 17 18 19

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.7

CHINA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): China 1995 - 2005

Year

China

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2,976 2,936 2,785 2,700 2,633 2,594 2,722 2,886 3,060 3,244 3,439

11.00% 10.70% 10.42% 10.13% 9.85% 9.64% 9.84% 10.12% 10.39% 10.67% 10.96%

2.47% 2.37% 2.30% 2.22% 2.14% 2.07% 2.12% 2.18% 2.24% 2.30% 2.37%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





3.8

47

HONG KONG Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Hong Kong 1995 - 2005

Year

Hong Kong

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

450 452 436 430 426 426 441 460 479 500 521

1.66% 1.64% 1.63% 1.61% 1.59% 1.58% 1.59% 1.61% 1.62% 1.64% 1.66%

0.37% 0.36% 0.36% 0.35% 0.34% 0.34% 0.34% 0.34% 0.35% 0.35% 0.35%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.9

INDIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): India 1995 - 2005

Year

India

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,908 1,913 1,842 1,814 1,797 1,792 1,859 1,941 2,027 2,116 2,210

7.05% 6.97% 6.89% 6.81% 6.72% 6.66% 6.72% 6.80% 6.88% 6.96% 7.04%

1.58% 1.54% 1.52% 1.49% 1.46% 1.43% 1.44% 1.46% 1.48% 1.50% 1.52%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





48

3.10 INDONESIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Indonesia 1995 - 2005 Year

Indonesia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

761 757 725 709 698 692 721 758 797 837 880

2.81% 2.76% 2.71% 2.66% 2.61% 2.57% 2.61% 2.65% 2.70% 2.75% 2.80%

0.63% 0.61% 0.59% 0.58% 0.56% 0.55% 0.56% 0.57% 0.58% 0.59% 0.60%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.11 JAPAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Japan 1995 - 2005 Year

Japan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

15,658 16,096 15,884 16,048 16,300 16,562 16,870 17,191 17,518 17,852 18,191

57.88% 58.68% 59.45% 60.24% 61.01% 61.59% 61.03% 60.28% 59.52% 58.76% 57.98%

12.99% 13.01% 13.14% 13.20% 13.25% 13.26% 13.14% 12.99% 12.84% 12.69% 12.55%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





49

3.12 LAOS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Laos 1995 - 2005 Year

Laos

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 7 7 7 7 7 8 8 9 9

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.13 MACAU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Macau 1995 - 2005 Year

Macau

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

15 15 15 15 15 15 15 16 16 17 17

0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.01% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





50

3.14 MALAYSIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Malaysia 1995 - 2005 Year

Malaysia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

358 353 335 326 318 313 329 348 369 390 414

1.32% 1.28% 1.25% 1.22% 1.18% 1.16% 1.18% 1.22% 1.25% 1.28% 1.31%

0.29% 0.28% 0.27% 0.26% 0.25% 0.25% 0.25% 0.26% 0.27% 0.27% 0.28%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.15 MALDIVES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Maldives 1995 - 2005 Year

Maldives

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





51

3.16 MONGOLIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mongolia 1995 - 2005 Year

Mongolia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

23 23 22 22 22 22 23 24 25 26 27

0.00% 0.00% 0.00% 0.08% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.17 NEPAL Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Nepal 1995 - 2005 Year

Nepal

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

21 21 20 20 21 21 21 22 23 23 24

0.00% 0.00% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.01%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





52

3.18 NORTH KOREA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): North Korea 1995 - 2005 Year

North Korea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

152 158 157 160 164 168 170 172 173 175 177

0.56% 0.57% 0.58% 0.60% 0.61% 0.62% 0.61% 0.60% 0.58% 0.57% 0.56%

0.12% 0.12% 0.12% 0.13% 0.13% 0.13% 0.13% 0.12% 0.12% 0.12% 0.12%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.19 PAPUA NEW GUINEA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Papua New Guinea 1995 - 2005 Year

Papua New Guinea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

20 21 21 21 21 22 22 22 23 23 23

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





53

3.20 PHILIPPINES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Philippines 1995 - 2005 Year

Philippines

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

319 321 310 306 304 303 314 327 341 355 370

1.17% 1.16% 1.15% 1.14% 1.13% 1.12% 1.13% 1.14% 1.15% 1.16% 1.17%

0.26% 0.25% 0.25% 0.25% 0.24% 0.24% 0.24% 0.24% 0.24% 0.25% 0.25%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.21 SEYCHELLES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Seychelles 1995 - 2005 Year

Seychelles

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





54

3.22 SINGAPORE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Singapore 1995 - 2005 Year

Singapore

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

267 265 252 245 240 238 249 262 277 292 309

0.98% 0.96% 0.94% 0.92% 0.90% 0.88% 0.89% 0.92% 0.94% 0.96% 0.98%

0.22% 0.21% 0.20% 0.20% 0.19% 0.19% 0.19% 0.19% 0.20% 0.20% 0.21%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.23 SOUTH KOREA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): South Korea 1995 - 2005 Year

South Korea

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,734 1,712 1,625 1,578 1,540 1,518 1,592 1,686 1,786 1,892 2,004

6.40% 6.24% 6.08% 5.92% 5.76% 5.64% 5.76% 5.91% 6.06% 6.22% 6.38%

1.43% 1.38% 1.34% 1.29% 1.25% 1.21% 1.24% 1.27% 1.30% 1.34% 1.38%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





55

3.24 SRI LANKA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Sri Lanka 1995 - 2005 Year

Sri Lanka

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

48 49 47 46 46 46 47 49 52 54 56

0.17% 0.17% 0.17% 0.17% 0.17% 0.17% 0.17% 0.17% 0.17% 0.17% 0.17%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.25 TAIWAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Taiwan 1995 - 2005 Year

Taiwan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,147 1,148 1,104 1,086 1,073 1,069 1,110 1,161 1,214 1,270 1,328

4.24% 4.18% 4.13% 4.07% 4.01% 3.97% 4.01% 4.07% 4.12% 4.18% 4.23%

0.95% 0.92% 0.91% 0.89% 0.87% 0.85% 0.86% 0.87% 0.89% 0.90% 0.91%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





56

3.26 THAILAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Thailand 1995 - 2005 Year

Thailand

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

648 643 613 598 586 580 606 639 674 710 749

2.39% 2.34% 2.29% 2.24% 2.19% 2.15% 2.19% 2.24% 2.28% 2.33% 2.38%

0.53% 0.51% 0.50% 0.49% 0.47% 0.46% 0.47% 0.48% 0.49% 0.50% 0.51%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


3.27 VIETNAM Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Vietnam 1995 - 2005 Year

Vietnam

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

109 108 102 99 97 96 101 106 112 119 126

0.40% 0.39% 0.38% 0.37% 0.36% 0.35% 0.36% 0.37% 0.38% 0.39% 0.40%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





57

4 EUROPE: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 4.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Europe (US $ mln): 2000 Country


% of Europe

8,940 5,865 5,209 4,808 4,266 2,574 1,418 1,206 1,201 1,096 959 949 836 800 661 622 433 423 389 370 323 300 266 212 163 1,299 45,589

19.60% 12.85% 11.42% 10.54% 9.35% 5.64% 3.10% 2.64% 2.63% 2.40% 2.10% 2.08% 1.83% 1.75% 1.44% 1.36% 0.94% 0.92% 0.85% 0.81% 0.70% 0.65% 0.58% 0.46% 0.35% 3.01% 100.00%

_________________________________________________________________________________________________________

Germany France Italy United Kingdom Russia Spain Netherlands Ukraine Switzerland Sweden Belgium Norway Poland Austria Finland Denmark Portugal Greece Romania Czech Republic Kazakhstan Belarus Hungary Ireland Slovakia Other Total

_________________________________________________________________________________________________________





58

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Europe (US $ mln): 2000 Italy

United Kingdom

France

Germany

Other

The Market for Accident & health insurance and medical service plans sold by life insurance companies in Europe: 1995 - 2005 Year

US $ mln

% of Globe

45,109.77 45,921.39 44,897.64 44,930.73 45,205.85 45,611.56 46,777.47 48,104.47 49,473.03 50,884.52 52,340.37

37.45 37.13 37.16 36.98 36.75 36.54 36.44 36.36 36.28 36.19 36.11

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





4.2

59

ALBANIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Albania 1995 - 2005

Year

Albania

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

23 23 23 22 22 22 23 24 25 26 27

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.3

ANDORRA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Andorra 1995 - 2005

Year

Andorra

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

4 4 4 4 4 4 4 5 5 5 5

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





4.4

60

AUSTRIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Austria 1995 - 2005

Year

Austria

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

795 809 790 790 794 800 821 846 871 896 923

1.76% 1.76% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.76% 1.76%

0.66% 0.65% 0.65% 0.65% 0.64% 0.64% 0.63% 0.63% 0.63% 0.63% 0.63%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.5

BELARUS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Belarus 1995 - 2005

Year

Belarus

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

260 272 274 282 291 300 302 302 302 302 303

0.57% 0.59% 0.60% 0.62% 0.64% 0.65% 0.64% 0.62% 0.61% 0.59% 0.57%

0.21% 0.22% 0.22% 0.23% 0.23% 0.24% 0.23% 0.22% 0.22% 0.21% 0.20%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





4.6

61

BELGIUM Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Belgium 1995 - 2005

Year

Belgium

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

951 968 946 946 951 959 984 1,013 1,042 1,073 1,104

2.10% 2.10% 2.10% 2.10% 2.10% 2.10% 2.10% 2.10% 2.10% 2.10% 2.10%

0.78% 0.78% 0.78% 0.77% 0.77% 0.76% 0.76% 0.76% 0.76% 0.76% 0.76%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.7

BOSNIA AND HERZEGOVINA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bosnia and Herzegovina 1995 - 2005

Year

Bosnia and Herzegovina

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

58 59 59 59 60 62 63 64 65 66 67

0.12% 0.12% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.12% 0.12%

0.00% 0.04% 0.00% 0.00% 0.00% 0.00% 0.04% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





4.8

62

BULGARIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bulgaria 1995 - 2005

Year

Bulgaria

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

160 163 159 159 160 161 165 170 175 180 186

0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%

0.13% 0.13% 0.13% 0.13% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.9

CROATIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Croatia 1995 - 2005

Year

Croatia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

147 150 147 148 149 151 155 158 162 166 171

0.32% 0.32% 0.32% 0.32% 0.33% 0.33% 0.33% 0.32% 0.32% 0.32% 0.32%

0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.11% 0.11% 0.11% 0.11%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





63

4.10 CYPRUS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Cyprus 1995 - 2005 Year

Cyprus

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

32 33 32 32 32 32 33 34 35 36 38

0.00% 0.00% 0.00% 0.00% 0.00% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.11 CZECH REPUBLIC Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Czech Republic 1995 - 2005 Year

Czech Republic

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

391 393 379 374 371 370 384 400 417 435 453

0.86% 0.85% 0.84% 0.83% 0.82% 0.81% 0.82% 0.83% 0.84% 0.85% 0.86%

0.32% 0.31% 0.31% 0.30% 0.30% 0.29% 0.29% 0.30% 0.30% 0.30% 0.31%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





64

4.12 DENMARK Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Denmark 1995 - 2005 Year

Denmark

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

628 637 620 618 618 622 640 661 683 705 729

1.39% 1.38% 1.38% 1.37% 1.36% 1.36% 1.36% 1.37% 1.38% 1.38% 1.39%

0.52% 0.51% 0.51% 0.50% 0.50% 0.49% 0.49% 0.49% 0.50% 0.50% 0.50%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.13 ESTONIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Estonia 1995 - 2005 Year

Estonia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

51 51 49 48 48 47 49 52 54 56 59

0.11% 0.11% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.11% 0.11%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





65

4.14 FINLAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Finland 1995 - 2005 Year

Finland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

699 702 677 668 662 661 685 714 745 776 809

1.54% 1.52% 1.50% 1.48% 1.46% 1.44% 1.46% 1.48% 1.50% 1.52% 1.54%

0.58% 0.56% 0.56% 0.54% 0.53% 0.52% 0.53% 0.53% 0.54% 0.55% 0.55%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.15 FRANCE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): France 1995 - 2005 Year

France

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

5,830 5,929 5,791 5,789 5,818 5,865 6,020 6,198 6,381 6,569 6,763

12.92% 12.91% 12.89% 12.88% 12.86% 12.85% 12.86% 12.88% 12.89% 12.90% 12.92%

4.84% 4.79% 4.79% 4.76% 4.72% 4.69% 4.68% 4.68% 4.67% 4.67% 4.66%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





66

4.16 GEORGIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Georgia 1995 - 2005 Year

Georgia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

104 109 110 113 117 121 121 121 121 121 121

0.23% 0.23% 0.24% 0.25% 0.25% 0.26% 0.25% 0.25% 0.24% 0.23% 0.23%

0.08% 0.00% 0.00% 0.00% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.17 GERMANY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Germany 1995 - 2005 Year

Germany

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8,760 8,937 8,755 8,778 8,849 8,940 9,157 9,400 9,649 9,905 10,168

19.42% 19.46% 19.49% 19.53% 19.57% 19.60% 19.57% 19.53% 19.50% 19.46% 19.42%

7.27% 7.22% 7.24% 7.22% 7.19% 7.16% 7.13% 7.10% 7.07% 7.04% 7.01%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





67

4.18 GREECE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Greece 1995 - 2005 Year

Greece

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

413 422 414 415 418 423 433 444 456 468 480

0.91% 0.91% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.91% 0.91%

0.34% 0.34% 0.34% 0.34% 0.34% 0.33% 0.33% 0.33% 0.33% 0.33% 0.33%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.19 HUNGARY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Hungary 1995 - 2005 Year

Hungary

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

303 300 284 276 269 266 278 295 312 331 351

0.67% 0.65% 0.63% 0.61% 0.59% 0.58% 0.59% 0.61% 0.63% 0.65% 0.66%

0.25% 0.24% 0.23% 0.22% 0.21% 0.21% 0.21% 0.22% 0.22% 0.23% 0.24%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





68

4.20 ICELAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Iceland 1995 - 2005 Year

Iceland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

33 33 32 32 32 32 33 34 35 36 38

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.21 IRELAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ireland 1995 - 2005 Year

Ireland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

231 231 221 217 213 212 221 232 243 255 267

0.51% 0.50% 0.49% 0.48% 0.47% 0.46% 0.47% 0.48% 0.49% 0.50% 0.51%

0.19% 0.18% 0.18% 0.17% 0.17% 0.16% 0.17% 0.17% 0.17% 0.18% 0.18%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





69

4.22 ITALY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Italy 1995 - 2005 Year

Italy

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

5,277 5,345 5,201 5,178 5,183 5,209 5,363 5,543 5,728 5,920 6,119

11.69% 11.64% 11.58% 11.52% 11.46% 11.42% 11.46% 11.52% 11.57% 11.63% 11.69%

4.38% 4.32% 4.30% 4.26% 4.21% 4.17% 4.17% 4.18% 4.20% 4.21% 4.22%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.23 KAZAKHSTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Kazakhstan 1995 - 2005 Year

Kazakhstan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

282 295 296 304 314 323 325 326 327 328 329

0.62% 0.64% 0.65% 0.67% 0.69% 0.70% 0.69% 0.67% 0.66% 0.64% 0.62%

0.23% 0.23% 0.24% 0.25% 0.25% 0.25% 0.25% 0.24% 0.23% 0.23% 0.22%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





70

4.24 LATVIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Latvia 1995 - 2005 Year

Latvia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

78 81 80 81 83 85 86 87 89 90 91

0.17% 0.17% 0.17% 0.18% 0.18% 0.18% 0.18% 0.18% 0.17% 0.17% 0.17%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.06% 0.06%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.25 LIECHTENSTEIN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Liechtenstein 1995 - 2005 Year

Liechtenstein

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

4 4 4 4 4 4 4 5 5 5 5

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





71

4.26 LITHUANIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Lithuania 1995 - 2005 Year

Lithuania

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

104 106 104 105 106 108 110 113 115 118 120

0.22% 0.23% 0.23% 0.23% 0.23% 0.23% 0.23% 0.23% 0.23% 0.23% 0.23%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.08% 0.00% 0.08% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.27 LUXEMBOURG Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Luxembourg 1995 - 2005 Year

Luxembourg

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

59 60 58 58 58 59 60 62 64 66 68

0.13% 0.13% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.13% 0.13%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.04% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





72

4.28 MACEDONIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Macedonia 1995 - 2005 Year

Macedonia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

35 35 34 34 34 34 35 36 38 39 40

0.00% 0.00% 0.00% 0.07% 0.07% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.29 MALTA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Malta 1995 - 2005 Year

Malta

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

15 15 14 14 14 14 14 15 16 16 17

0.03% 0.03% 0.00% 0.00% 0.00% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





73

4.30 MOLDOVA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Moldova 1995 - 2005 Year

Moldova

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

79 82 81 83 85 86 88 89 90 91 92

0.17% 0.17% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.17% 0.17%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.31 MONACO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Monaco 1995 - 2005 Year

Monaco

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 3 3

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





74

4.32 NETHERLANDS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Netherlands 1995 - 2005 Year

Netherlands

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,413 1,437 1,403 1,401 1,408 1,418 1,456 1,500 1,545 1,592 1,639

3.13% 3.12% 3.12% 3.11% 3.11% 3.10% 3.11% 3.11% 3.12% 3.12% 3.13%

1.17% 1.16% 1.16% 1.15% 1.14% 1.13% 1.13% 1.13% 1.13% 1.13% 1.13%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.33 NORWAY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Norway 1995 - 2005 Year

Norway

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

992 998 965 955 949 949 982 1,021 1,062 1,105 1,149

2.19% 2.17% 2.14% 2.12% 2.09% 2.08% 2.09% 2.12% 2.14% 2.17% 2.19%

0.82% 0.80% 0.79% 0.78% 0.77% 0.76% 0.76% 0.77% 0.77% 0.78% 0.79%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





75

4.34 POLAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Poland 1995 - 2005 Year

Poland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

904 903 867 851 840 836 869 911 954 999 1,047

2.00% 1.96% 1.93% 1.89% 1.85% 1.83% 1.85% 1.89% 1.92% 1.96% 1.99%

0.75% 0.73% 0.71% 0.70% 0.68% 0.66% 0.67% 0.68% 0.69% 0.71% 0.72%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.35 PORTUGAL Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Portugal 1995 - 2005 Year

Portugal

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

434 441 430 429 430 433 445 459 473 488 504

0.96% 0.95% 0.95% 0.95% 0.95% 0.94% 0.95% 0.95% 0.95% 0.95% 0.96%

0.36% 0.35% 0.35% 0.35% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





76

4.36 ROMANIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Romania 1995 - 2005 Year

Romania

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

414 415 399 394 390 389 403 421 439 459 479

0.91% 0.90% 0.88% 0.87% 0.86% 0.85% 0.86% 0.87% 0.88% 0.90% 0.91%

0.34% 0.33% 0.33% 0.32% 0.31% 0.31% 0.31% 0.31% 0.32% 0.32% 0.33%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.37 RUSSIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Russia 1995 - 2005 Year

Russia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

3,877 4,019 3,999 4,074 4,172 4,266 4,319 4,366 4,413 4,461 4,510

8.59% 8.75% 8.90% 9.06% 9.22% 9.35% 9.23% 9.07% 8.92% 8.76% 8.61%

3.21% 3.24% 3.30% 3.35% 3.39% 3.41% 3.36% 3.30% 3.23% 3.17% 3.11%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





77

4.38 SERBIA AND MONTENEGRO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Serbia and Montenegro 1995 - 2005 Year

Serbia and Montenegro

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

160 162 157 156 155 155 160 166 173 179 186

0.35% 0.35% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.35% 0.35%

0.13% 0.13% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.39 SLOVAKIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Slovakia 1995 - 2005 Year

Slovakia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

175 175 168 165 163 163 169 177 185 193 202

0.38% 0.38% 0.37% 0.36% 0.36% 0.35% 0.36% 0.36% 0.37% 0.37% 0.38%

0.14% 0.14% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





78

4.40 SLOVENIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Slovenia 1995 - 2005 Year

Slovenia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

125 125 121 120 119 119 123 128 133 139 145

0.27% 0.27% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.27% 0.27%

0.10% 0.10% 0.10% 0.00% 0.00% 0.09% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.41 SPAIN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Spain 1995 - 2005 Year

Spain

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2,595 2,632 2,563 2,554 2,559 2,574 2,648 2,734 2,823 2,915 3,010

5.75% 5.73% 5.70% 5.68% 5.66% 5.64% 5.66% 5.68% 5.70% 5.72% 5.75%

2.15% 2.12% 2.12% 2.10% 2.08% 2.06% 2.06% 2.06% 2.07% 2.07% 2.07%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





79

4.42 SWEDEN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Sweden 1995 - 2005 Year

Sweden

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,118 1,131 1,099 1,092 1,092 1,096 1,129 1,169 1,210 1,252 1,296

2.47% 2.46% 2.44% 2.43% 2.41% 2.40% 2.41% 2.43% 2.44% 2.46% 2.47%

0.92% 0.91% 0.90% 0.89% 0.88% 0.87% 0.87% 0.88% 0.88% 0.89% 0.89%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.43 SWITZERLAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Switzerland 1995 - 2005 Year

Switzerland

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,160 1,187 1,166 1,173 1,186 1,201 1,227 1,256 1,286 1,316 1,347

2.57% 2.58% 2.59% 2.61% 2.62% 2.63% 2.62% 2.61% 2.59% 2.58% 2.57%

0.96% 0.95% 0.96% 0.96% 0.96% 0.96% 0.95% 0.94% 0.94% 0.93% 0.92%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





80

4.44 UKRAINE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ukraine 1995 - 2005 Year

Ukraine

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,096 1,137 1,131 1,152 1,180 1,206 1,221 1,235 1,248 1,262 1,275

2.43% 2.47% 2.51% 2.56% 2.61% 2.64% 2.61% 2.56% 2.52% 2.47% 2.43%

0.91% 0.91% 0.93% 0.94% 0.95% 0.96% 0.95% 0.93% 0.91% 0.89% 0.87%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


4.45 UNITED KINGDOM Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): United Kingdom 1995 - 2005 Year

United Kingdom

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

4,813 4,888 4,768 4,759 4,775 4,808 4,941 5,094 5,252 5,415 5,583

10.67% 10.64% 10.61% 10.59% 10.56% 10.54% 10.56% 10.58% 10.61% 10.64% 10.66%

3.99% 3.95% 3.94% 3.91% 3.88% 3.85% 3.84% 3.85% 3.85% 3.85% 3.85%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





81

5 LATIN AMERICA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 5.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Latin America (US $ mln): 2000 Country


% of Latin America

2,232 1,765 1,187 387 271 187 177 74 66 60 57 41 36 36 33 33 18 8 2 2 6,672

33.43% 26.43% 17.78% 5.79% 4.05% 2.80% 2.65% 1.10% 0.98% 0.89% 0.85% 0.60% 0.53% 0.53% 0.50% 0.49% 0.27% 0.12% 0.00% 0.00% 100.00%

_________________________________________________________________________________________________________

Brazil Mexico Argentina Venezuela Colombia Chile Peru Guatemala Ecuador Panama Uruguay Paraguay El Salvador Costa Rica Bolivia Honduras Nicaragua Suriname Belize Guyana Total

_________________________________________________________________________________________________________





82

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Latin America (US $ mln): 2000 Argentina Venezuela

Mexico

Other Brazil

The Market for Accident & health insurance and medical service plans sold by life insurance companies in Latin America: 1995 - 2005 Year

US $ mln

% of Globe

6,504.36 6,640.27 6,511.16 6,536.73 6,598.90 6,675.69 6,828.92 6,999.84 7,176.80 7,360.05 7,549.84

5.40 5.37 5.39 5.38 5.36 5.35 5.32 5.29 5.26 5.24 5.21

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





5.2

83

ARGENTINA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Argentina 1995 - 2005

Year

Argentina

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,076 1,116 1,111 1,133 1,161 1,187 1,202 1,214 1,226 1,239 1,251

16.53% 16.80% 17.06% 17.32% 17.58% 17.78% 17.59% 17.34% 17.08% 16.83% 16.57%

0.89% 0.90% 0.91% 0.93% 0.94% 0.95% 0.93% 0.91% 0.89% 0.88% 0.86%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.3

BELIZE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Belize 1995 - 2005

Year

Belize

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 3

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





5.4

84

BOLIVIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bolivia 1995 - 2005

Year

Bolivia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

34 35 34 33 33 33 35 36 37 38 40

0.52% 0.52% 0.51% 0.51% 0.50% 0.50% 0.50% 0.51% 0.51% 0.52% 0.52%

0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.5

BRAZIL Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Brazil 1995 - 2005

Year

Brazil

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2,315 2,334 2,260 2,239 2,230 2,232 2,306 2,395 2,488 2,583 2,683

35.59% 35.14% 34.70% 34.24% 33.78% 33.43% 33.77% 34.21% 34.66% 35.10% 35.53%

1.92% 1.88% 1.87% 1.84% 1.81% 1.78% 1.79% 1.81% 1.82% 1.83% 1.85%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





5.6

85

CHILE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Chile 1995 - 2005

Year

Chile

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

209 207 198 193 189 187 196 206 217 229 242

3.21% 3.12% 3.03% 2.95% 2.86% 2.80% 2.86% 2.94% 3.03% 3.11% 3.20%

0.17% 0.16% 0.16% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.16% 0.16%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.7

COLOMBIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Colombia 1995 - 2005

Year

Colombia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

288 289 278 274 272 271 281 293 306 319 333

4.42% 4.34% 4.27% 4.19% 4.11% 4.05% 4.11% 4.18% 4.26% 4.33% 4.41%

0.23% 0.23% 0.23% 0.22% 0.22% 0.21% 0.21% 0.22% 0.22% 0.22% 0.22%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





5.8

86

COSTA RICA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Costa Rica 1995 - 2005

Year

Costa Rica

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

36 36 35 35 35 36 37 38 39 40 41

0.54% 0.54% 0.54% 0.54% 0.53% 0.53% 0.53% 0.54% 0.54% 0.54% 0.54%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.02% 0.00% 0.02%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.9

ECUADOR Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Ecuador 1995 - 2005

Year

Ecuador

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

65 66 65 65 65 66 67 69 71 73 75

1.00% 0.99% 0.99% 0.98% 0.98% 0.98% 0.98% 0.98% 0.99% 0.99% 0.99%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





87

5.10 EL SALVADOR Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): El Salvador 1995 - 2005 Year

El Salvador

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

39 39 37 37 36 36 37 39 41 43 45

0.59% 0.58% 0.57% 0.55% 0.54% 0.53% 0.54% 0.55% 0.56% 0.58% 0.59%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.11 GUATEMALA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Guatemala 1995 - 2005 Year

Guatemala

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

78 78 75 75 74 74 77 80 83 87 90

1.19% 1.17% 1.15% 1.14% 1.12% 1.10% 1.12% 1.13% 1.15% 1.17% 1.19%

0.00% 0.00% 0.06% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





88

5.12 GUYANA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Guyana 1995 - 2005 Year

Guyana

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.13 HONDURAS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Honduras 1995 - 2005 Year

Honduras

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

34 34 33 33 33 33 34 35 37 38 39

0.52% 0.51% 0.50% 0.50% 0.49% 0.49% 0.49% 0.50% 0.50% 0.51% 0.52%

0.00% 0.00% 0.02% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





89

5.14 MEXICO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Mexico 1995 - 2005 Year

Mexico

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,567 1,632 1,632 1,670 1,719 1,765 1,780 1,791 1,802 1,813 1,823

24.08% 24.57% 25.05% 25.55% 26.05% 26.43% 26.06% 25.58% 25.10% 24.62% 24.15%

1.30% 1.31% 1.35% 1.37% 1.39% 1.41% 1.38% 1.35% 1.32% 1.28% 1.25%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.15 NICARAGUA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Nicaragua 1995 - 2005 Year

Nicaragua

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

19 19 18 18 18 18 19 19 20 21 22

0.28% 0.28% 0.28% 0.27% 0.27% 0.27% 0.27% 0.27% 0.28% 0.28% 0.28%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





90

5.16 PANAMA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Panama 1995 - 2005 Year

Panama

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

60 61 59 59 59 60 62 63 65 68 70

0.92% 0.91% 0.91% 0.90% 0.90% 0.89% 0.90% 0.90% 0.91% 0.91% 0.92%

0.00% 0.00% 0.00% 0.00% 0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.17 PARAGUAY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Paraguay 1995 - 2005 Year

Paraguay

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

42 42 41 41 41 41 42 44 45 47 49

0.64% 0.63% 0.63% 0.62% 0.61% 0.60% 0.61% 0.62% 0.63% 0.63% 0.64%

0.00% 0.00% 0.00% 0.00% 0.03% 0.00% 0.00% 0.03% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





91

5.18 PERU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Peru 1995 - 2005 Year

Peru

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

193 192 184 181 178 177 184 193 203 213 223

2.96% 2.89% 2.83% 2.76% 2.70% 2.65% 2.70% 2.76% 2.82% 2.88% 2.95%

0.15% 0.15% 0.15% 0.14% 0.14% 0.14% 0.14% 0.14% 0.14% 0.15% 0.15%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.19 SURINAME Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Suriname 1995 - 2005 Year

Suriname

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 8 9 9 9 9

0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12% 0.12%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





92

5.20 URUGUAY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Uruguay 1995 - 2005 Year

Uruguay

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

52 54 54 55 56 57 58 58 59 60 61

0.80% 0.81% 0.82% 0.83% 0.84% 0.85% 0.84% 0.83% 0.82% 0.81% 0.80%

0.00% 0.00% 0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.04%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


5.21 VENEZUELA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Venezuela 1995 - 2005 Year

Venezuela

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

383 390 381 381 384 387 397 408 420 432 444

5.88% 5.87% 5.85% 5.83% 5.81% 5.79% 5.81% 5.83% 5.85% 5.86% 5.88%

0.31% 0.31% 0.31% 0.31% 0.31% 0.31% 0.30% 0.30% 0.30% 0.30% 0.30%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





93

6 NORTH AMERICA & THE CARIBBEAN: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 6.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in North America & the Caribbean (US $ mln): 2000 Country

Latent Demand US $ mln % of North America & the Caribbean

_________________________________________________________________________________________________________

United States Canada Cuba Dominican Republic Trinidad and Tobago Jamaica Bahamas Haiti Martinique Barbados Netherlands Antilles Bermuda St. Lucia Antigua and Barbuda Grenada St. Vincent and the Grenadines St. Kitts and Nevis Dominica Total

30,921 3,092 136 45 25 18 17 15 11 9 9 8 2 2 1 1 1 1 34,315

89.71% 8.97% 0.39% 0.13% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00%

_________________________________________________________________________________________________________





94

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in North America & the Caribbean (US $ mln): 2000

Canada Cuba United States

Dominican Republic Other

The Market for Accident & health insurance and medical service plans sold by life insurance companies in North America & the Caribbean: 1995 - 2005 Year

US $ mln

% of Globe

30,668.72 32,401.06 31,668.45 32,353.13 33,385.98 34,464.29 35,638.94 36,863.97 38,131.28 39,442.32 40,798.60

25.46 26.20 26.21 26.63 27.14 27.61 27.76 27.86 27.96 28.06 28.15

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





6.2

95

ANTIGUA AND BARBUDA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Antigua and Barbuda 1995 - 2005

Year

Antigua and Barbuda

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 3 3

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.3

BAHAMAS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bahamas 1995 - 2005

Year

Bahamas

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

17 17 17 17 17 17 18 18 19 19 20

0.00% 0.00% 0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





6.4

96

BARBADOS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Barbados 1995 - 2005

Year

Barbados

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

9 9 9 9 9 9 9 10 10 10 10

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.5

BERMUDA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bermuda 1995 - 2005

Year

Bermuda

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 8 8 9 9 9

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





6.6

97

CANADA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Canada 1995 - 2005

Year

Canada

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

3,051 3,108 3,040 3,044 3,063 3,092 3,170 3,259 3,350 3,444 3,541

9.94% 9.59% 9.60% 9.40% 9.17% 8.97% 8.89% 8.84% 8.78% 8.73% 8.67%

2.53% 2.51% 2.51% 2.50% 2.49% 2.47% 2.46% 2.46% 2.45% 2.44% 2.44%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.7

CUBA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Cuba 1995 - 2005

Year

Cuba

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

135 137 134 134 135 136 139 143 148 152 157

0.44% 0.42% 0.42% 0.41% 0.40% 0.39% 0.39% 0.38% 0.38% 0.38% 0.38%

0.11% 0.11% 0.11% 0.11% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





6.8

98

DOMINICA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Dominica 1995 - 2005

Year

Dominica

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.9

DOMINICAN REPUBLIC Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Dominican Republic 1995 - 2005

Year

Dominican Republic

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

46 47 45 45 45 45 47 48 50 52 53

0.15% 0.14% 0.14% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





99

6.10 GRENADA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Grenada 1995 - 2005 Year

Grenada

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.11 HAITI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Haiti 1995 - 2005 Year

Haiti

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

16 16 15 15 15 15 16 16 17 18 18

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





100

6.12 JAMAICA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Jamaica 1995 - 2005 Year

Jamaica

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

18 18 18 18 18 18 19 19 20 20 20

0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.13 MARTINIQUE Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Martinique 1995 - 2005 Year

Martinique

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

11 11 11 11 11 11 12 12 12 12 12

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





101

6.14 NETHERLANDS ANTILLES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Netherlands Antilles 1995 - 2005 Year

Netherlands Antilles

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

9 9 9 9 9 9 9 9 9 10 10

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.15 ST. KITTS AND NEVIS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): St. Kitts and Nevis 1995 - 2005 Year

St. Kitts and Nevis

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





102

6.16 ST. LUCIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): St. Lucia 1995 - 2005 Year

St. Lucia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 3 3

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.17 ST. VINCENT AND THE GRENADINES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): St. Vincent and the Grenadines 1995 - 2005 Year St. Vincent and the Grenadines

% of Region

% of Globe

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

_________________________________________________________________________________________________________





103

6.18 TRINIDAD AND TOBAGO Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Trinidad and Tobago 1995 - 2005 Year

Trinidad and Tobago

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

26 26 25 25 25 25 26 27 28 29 30

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.02%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


6.19 UNITED STATES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): United States 1995 - 2005 Year

United States

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

27,165 28,834 28,181 28,863 29,874 30,921 32,005 33,127 34,288 35,490 36,734

88.57% 88.99% 88.98% 89.21% 89.48% 89.71% 89.80% 89.86% 89.92% 89.97% 90.03%

22.55% 23.31% 23.32% 23.75% 24.28% 24.76% 24.93% 25.03% 25.14% 25.24% 25.34%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





104

7 OCEANA: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 7.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Oceana (US $ mln): 2000 Country


% of Oceana

1,565 270 8 2 1 1 1 1 0 0 0 0 0 1,851

83.26% 14.37% 0.40% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00%

_________________________________________________________________________________________________________

Australia New Zealand Fiji Solomon Islands American Samoa Nauru Vanuatu Tonga Micronesia Federation Palau Marshall Islands Kiribati Tuvalu Total

_________________________________________________________________________________________________________


Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in Oceana (US $ mln): 2000

New Zealand Fiji Solomon Islands Other Australia




105

The Market for Accident & health insurance and medical service plans sold by life insurance companies in Oceana: 1995 - 2005 Year

US $ mln

% of Globe

1,920.13 1,941.60 1,885.96 1,874.57 1,873.15 1,880.17 1,937.93 2,006.18 2,076.86 2,150.07 2,225.90

1.59 1.57 1.56 1.54 1.52 1.51 1.51 1.52 1.52 1.53 1.54

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________


7.2

AMERICAN SAMOA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): American Samoa 1995 - 2005

Year

American Samoa

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.06%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





7.3

106

AUSTRALIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Australia 1995 - 2005

Year

Australia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,590 1,609 1,565 1,558 1,558 1,565 1,612 1,667 1,724 1,782 1,843

82.78% 82.89% 82.98% 83.08% 83.18% 83.26% 83.19% 83.09% 82.99% 82.90% 82.80%

1.31% 1.30% 1.29% 1.28% 1.26% 1.25% 1.25% 1.26% 1.26% 1.26% 1.27%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.4

FIJI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Fiji 1995 - 2005

Year

Fiji

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

8 8 8 8 8 8 8 8 8 9 9

0.39% 0.39% 0.39% 0.40% 0.40% 0.40% 0.40% 0.40% 0.39% 0.39% 0.39%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





7.5

107

KIRIBATI Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Kiribati 1995 - 2005

Year

Kiribati

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 0 0 0 0

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.6

MARSHALL ISLANDS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Marshall Islands 1995 - 2005

Year

Marshall Islands

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 0 0 0 0

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





7.7

108

MICRONESIA FEDERATION Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Micronesia Federation 1995 - 2005

Year

Micronesia Federation

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 1 1 1 1

0.02% 0.02% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.8

NAURU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Nauru 1995 - 2005

Year

Nauru

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.05% 0.00% 0.05% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





7.9

109

NEW ZEALAND Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): New Zealand 1995 - 2005

Year

New Zealand

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

288 289 278 274 271 270 280 293 306 319 333

14.99% 14.86% 14.73% 14.60% 14.47% 14.37% 14.47% 14.59% 14.72% 14.85% 14.97%

0.23% 0.23% 0.22% 0.22% 0.22% 0.21% 0.21% 0.22% 0.22% 0.22% 0.23%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.10 PALAU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Palau 1995 - 2005 Year

Palau

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 0 0 0 0

0.00% 0.00% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





110

7.11 SOLOMON ISLANDS Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Solomon Islands 1995 - 2005 Year

Solomon Islands

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

2 2 2 2 2 2 2 2 2 2 2

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.12 TONGA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Tonga 1995 - 2005 Year

Tonga

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.03% 0.00% 0.03% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





111

7.13 TUVALU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Tuvalu 1995 - 2005 Year

Tuvalu

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

0 0 0 0 0 0 0 0 0 0 0

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


7.14 VANUATU Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Vanuatu 1995 - 2005 Year

Vanuatu

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 1 1 1 1 1 1 1 1 1 1

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





112

8 THE MIDDLE EAST: ACCIDENT & HEALTH INSURANCE AND MEDICAL SERVICE PLANS SOLD BY LIFE INSURANCE COMPANIES 8.1

EXECUTIVE SUMMARY

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in the Middle East (US $ mln): 2000 Country


% of the Middle East

2,146 1,182 681 353 333 308 251 198 183 145 133 82 80 78 75 73 65 48 48 33 24 23 6,541

32.74% 18.04% 10.39% 5.38% 5.07% 4.70% 3.82% 3.01% 2.79% 2.21% 2.02% 1.24% 1.21% 1.19% 1.14% 1.11% 0.99% 0.73% 0.73% 0.50% 0.36% 0.35% 100.00%

_________________________________________________________________________________________________________

Iran Turkey Saudi Arabia Israel Uzbekistan Pakistan Iraq United Arab Emirates Syrian Arab Republic Azerbaijan Kuwait Armenia Oman Tajikistan Kyrgyzstan Turkmenistan Yemen Qatar Jordan Lebanon Afghanistan Bahrain Total

_________________________________________________________________________________________________________





113

Market Potential for Accident & health insurance and medical service plans sold by life insurance companies in the Middle East (US $ mln): 2000 Saudi Arabia Turkey

Israel

Other Iran

The Market for Accident & health insurance and medical service plans sold by life insurance companies in the Middle East: 1995 - 2005 Year

US $ mln

% of Globe

6,422.21 6,547.90 6,412.62 6,429.60 6,482.52 6,551.74 6,708.27 6,884.60 7,067.35 7,256.78 7,453.18

5.33 5.29 5.31 5.29 5.27 5.25 5.23 5.20 5.18 5.16 5.14

_________________________________________________________________________________________________________

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

_________________________________________________________________________________________________________





8.2

114

AFGHANISTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Afghanistan 1995 - 2005

Year

Afghanistan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

22 23 23 23 23 24 24 25 25 25 26

0.34% 0.34% 0.35% 0.35% 0.35% 0.36% 0.35% 0.35% 0.35% 0.34% 0.34%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.3

ARMENIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Armenia 1995 - 2005

Year

Armenia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

87 87 84 83 82 82 85 88 92 96 100

1.35% 1.32% 1.30% 1.28% 1.26% 1.24% 1.26% 1.28% 1.30% 1.32% 1.34%

0.00% 0.00% 0.00% 0.00% 0.00% 0.06% 0.06% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





8.4

115

AZERBAIJAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Azerbaijan 1995 - 2005

Year

Azerbaijan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

118 126 128 133 139 145 144 143 141 140 138

1.84% 1.91% 1.99% 2.06% 2.15% 2.21% 2.15% 2.07% 1.99% 1.92% 1.85%

0.00% 0.10% 0.10% 0.10% 0.11% 0.11% 0.11% 0.10% 0.10% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.5

BAHRAIN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Bahrain 1995 - 2005

Year

Bahrain

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

21 22 22 22 23 23 23 24 24 24 25

0.33% 0.33% 0.34% 0.34% 0.34% 0.35% 0.34% 0.34% 0.34% 0.33% 0.33%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





8.6

116

IRAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Iran 1995 - 2005

Year

Iran

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,982 2,047 2,030 2,061 2,104 2,146 2,178 2,209 2,240 2,272 2,304

30.85% 31.26% 31.65% 32.05% 32.45% 32.74% 32.46% 32.07% 31.69% 31.30% 30.91%

1.64% 1.65% 1.68% 1.69% 1.71% 1.71% 1.69% 1.66% 1.64% 1.61% 1.58%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.7

IRAQ Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Iraq 1995 - 2005

Year

Iraq

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

235 242 240 242 247 251 255 260 264 269 274

3.66% 3.70% 3.73% 3.77% 3.80% 3.82% 3.80% 3.77% 3.73% 3.70% 3.67%

0.19% 0.19% 0.19% 0.19% 0.20% 0.20% 0.19% 0.19% 0.19% 0.19% 0.18%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





8.8

117

ISRAEL Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Israel 1995 - 2005

Year

Israel

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

386 384 368 361 355 353 368 386 405 425 446

6.00% 5.86% 5.74% 5.61% 5.48% 5.38% 5.48% 5.60% 5.72% 5.85% 5.98%

0.32% 0.31% 0.30% 0.29% 0.28% 0.28% 0.28% 0.29% 0.29% 0.30% 0.30%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.9

JORDAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Jordan 1995 - 2005

Year

Jordan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

52 52 50 49 48 48 50 52 55 58 60

0.81% 0.79% 0.77% 0.76% 0.74% 0.73% 0.74% 0.76% 0.77% 0.79% 0.80%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





118

8.10 KUWAIT Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Kuwait 1995 - 2005 Year

Kuwait

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

134 136 132 132 132 133 137 141 146 150 155

2.08% 2.07% 2.06% 2.04% 2.03% 2.02% 2.03% 2.04% 2.06% 2.07% 2.08%

0.11% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.11 KYRGYZSTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Kyrgyzstan 1995 - 2005 Year

Kyrgyzstan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

67 70 69 71 73 75 76 76 77 77 78

1.04% 1.06% 1.08% 1.10% 1.12% 1.14% 1.12% 1.10% 1.08% 1.06% 1.04%

0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





119

8.12 LEBANON Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Lebanon 1995 - 2005 Year

Lebanon

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

36 36 34 34 33 33 34 36 38 40 41

0.55% 0.54% 0.53% 0.52% 0.51% 0.50% 0.51% 0.52% 0.53% 0.54% 0.55%

0.00% 0.00% 0.00% 0.00% 0.02% 0.00% 0.02% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.13 OMAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Oman 1995 - 2005 Year

Oman

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

81 82 80 79 79 80 82 85 88 91 94

1.26% 1.25% 1.24% 1.23% 1.22% 1.21% 1.22% 1.23% 1.24% 1.25% 1.26%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.06% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

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120

8.14 PAKISTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Pakistan 1995 - 2005 Year

Pakistan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

323 325 314 310 308 308 319 332 346 360 375

5.03% 4.96% 4.89% 4.82% 4.75% 4.70% 4.75% 4.82% 4.89% 4.95% 5.02%

0.26% 0.26% 0.25% 0.25% 0.25% 0.24% 0.24% 0.25% 0.25% 0.25% 0.25%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.15 QATAR Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Qatar 1995 - 2005 Year

Qatar

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

45 46 46 47 48 48 49 50 51 52 52

0.70% 0.70% 0.71% 0.72% 0.73% 0.73% 0.73% 0.72% 0.71% 0.71% 0.70%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





121

8.16 SAUDI ARABIA Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Saudi Arabia 1995 - 2005 Year

Saudi Arabia

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

639 658 651 658 670 681 693 705 718 730 743

9.95% 10.05% 10.14% 10.24% 10.33% 10.39% 10.33% 10.24% 10.15% 10.06% 9.97%

0.53% 0.53% 0.53% 0.54% 0.54% 0.54% 0.54% 0.53% 0.52% 0.51% 0.51%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.17 SYRIAN ARAB REPUBLIC Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Syrian Arab Republic 1995 - 2005 Year

Syrian Arab Republic

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

191 192 186 184 183 183 189 197 205 213 221

2.97% 2.93% 2.89% 2.86% 2.82% 2.79% 2.82% 2.86% 2.89% 2.93% 2.96%

0.15% 0.15% 0.15% 0.15% 0.14% 0.14% 0.14% 0.14% 0.15% 0.15% 0.15%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





122

8.18 TAJIKISTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Tajikistan 1995 - 2005 Year

Tajikistan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

66 70 71 73 76 78 78 78 78 78 77

1.03% 1.06% 1.09% 1.13% 1.16% 1.19% 1.16% 1.13% 1.10% 1.07% 1.03%

0.00% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.19 TURKEY Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Turkey 1995 - 2005 Year

Turkey

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1,285 1,283 1,230 1,207 1,190 1,182 1,231 1,290 1,353 1,418 1,487

20.01% 19.58% 19.18% 18.76% 18.35% 18.04% 18.34% 18.74% 19.14% 19.54% 19.95%

1.06% 1.03% 1.01% 0.99% 0.96% 0.94% 0.95% 0.97% 0.99% 1.00% 1.02%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





123

8.20 TURKMENISTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Turkmenistan 1995 - 2005 Year

Turkmenistan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

63 66 67 68 71 73 73 73 73 74 74

0.98% 1.01% 1.03% 1.06% 1.09% 1.11% 1.09% 1.06% 1.03% 1.01% 0.98%

0.00% 0.00% 0.05% 0.05% 0.05% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.21 UNITED ARAB EMIRATES Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): United Arab Emirates 1995 - 2005 Year

United Arab Emirates

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

201 203 197 197 197 198 203 210 217 225 233

3.12% 3.10% 3.07% 3.05% 3.03% 3.01% 3.03% 3.05% 3.07% 3.09% 3.12%

0.16% 0.16% 0.16% 0.16% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.16%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





124

8.22 UZBEKISTAN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Uzbekistan 1995 - 2005 Year

Uzbekistan

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

310 319 316 321 327 333 338 343 349 354 360

4.82% 4.87% 4.93% 4.98% 5.03% 5.07% 5.03% 4.98% 4.93% 4.88% 4.83%

0.25% 0.25% 0.26% 0.26% 0.26% 0.26% 0.26% 0.25% 0.25% 0.25% 0.24%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________


8.23 YEMEN Accident & health insurance and medical service plans sold by life insurance companies (US $ mln): Yemen 1995 - 2005 Year

Yemen

% of Region

% of Globe

1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

67 67 65 65 65 65 67 70 72 75 77

1.03% 1.02% 1.02% 1.01% 1.00% 0.99% 1.00% 1.01% 1.01% 1.02% 1.03%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.05% 0.00% 0.00% 0.05% 0.00%

_________________________________________________________________________________________________________

_________________________________________________________________________________________________________





125

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